In addition, this course will identify the two regulatory entities working to track mortgage fraud cases and the red flags that indicate there may be mortgage fraud or misrepresentation in the loan documentation. Finally, there is an opportunity to hear from Robin Dick, former leader at Wetzel and Associates, a Stewart company (formerly Wetzel Trott). Robin will share her knowledge and experience related to fraud schemes, including flopping. Robin will explain what flopping means and how lenders should watch for the red flags that indicate it may be occurring.